English agency Spanish Insurances

HAVE YOU BEEN OFFERED A SPANISH HEALTH INSURANCE POLICY WITH MEDICAL EXCLUSIONS? Why You Should Not Dismiss Policies with Exclusions for a Condition You Have Under Control. Minor Risk vs. Major Risk: A controlled condition (asthma, blood pressure, mild eczema and many others) usually means manageable, predictable costs. If you are offered a policy excluding these, then do not dismiss it immediately. You may decide to reject a policy because you have found a low-cost insurer w

Based on recent reports, the part of the public health system in Spain failing the most is Primary Care (Atención Primaria), which is suffering from severe structural exhaustion, chronic underfunding, and acute staff shortages. This crisis is characterized by extremely long waiting times, a lack of family doctors, and a growing disparity in care quality between different regions. Primary Areas of Failure (2025–2026 Context) Primary Care Overload: Primary care centres are stru

Navigating the healthcare system in a new country can be challenging. Spain offers a robust healthcare system that combines public and private services, providing residents and visitors with various options for medical care. Understanding how Spanish health coverage works is essential for making informed decisions about your health and well-being while in Spain. Overview of Spanish Health Coverage Spain’s healthcare system is known for its high quality and accessibility. It i

Arranging Spanish medical insurance through an English-speaking exclusive agency offers significant advantages. It bridges language, cultural, and procedural gaps. These specialists ensure compliance for visas, translate complex policy jargon, and provide ongoing, personalized support. This saves policyholders time and prevents costly, stressful mistakes. The Advantages of Using an English-Speaking Agency Here are actual examples of how this service benefits the policyholder:

At Tailor Made Healthcare Spain, the majority of our customers are prospective visa applicants. Daily, we speak to prospective customers seeking a new life in Spain, subject to Spanish Visa approval, and we hear about many of the different scenarios and the outcomes. We are very aware that migrating to Spain can be bureaucratic and complicated for applicants seeking a Spanish NLV, DNV, Work Visa, or even a Student Visa. Tick list Spanish Visa As one of the main Expat Insuranc

SPANISH HEALTH INSURANCE

Important Announcement: DKV Seguros Medical Policies for Visa Applications We are pleased to announce that individuals requiring a medical policy for their visa application can now use DKV Seguros and set up their policy up to three months in advance of their arrival date. DKV provides comprehensive, visa-compliant health insurance plans designed to meet all Spanish residency and Digital Nomad visa requirements, including those for Schengen visas. Key Features and Benefits

Online reviews for Tailor Made Healthcare Spain (also known as Tailor Made Healthcare Solutions) are generally positive, particularly highlighting their role as a specialised agency for English-speaking expats.  Spanish medical insurance agents - Expat assistance Below is a summary based on available online data: Positive Feedback Customer Support: Reviewers frequently praise the agency's personalised, ongoing support, which extends beyond the initial sale to help clients n

Data in  Spain  is typically reported by autonomous community (region) rather than by province,  Andalucía Extremadura Canary Islands  consistently rank among the areas with the longest healthcare waiting times for 2025.  Within these regions, specific provinces or areas are frequently highlighted for their delays: Spanish public healthcare waiting times up by 13% on 2024 Worst Performing Areas (by Province and Region) Andalucía  (Region):  This region has some of the longest

Applying for a Spanish visa in 2025 requires more than just paperwork and proof of financial means. One of the most critical elements is securing medical insurance that meets strict legal standards. Spanish consulates and immigration offices demand clear evidence that applicants will not become a financial burden on the national health system. This means the medical insurance policy must comply with specific, non-negotiable criteria. Understanding these requirements is essent

Choosing the right health insurance plan in Spain can be a complex task. With many options available, it is important to understand what each plan offers and how it fits your personal health requirements and budget. This guide will help you navigate the landscape of Spanish insurance plans, providing practical advice and clear explanations to make your decision easier. Understanding Spanish Insurance Plans: What Are Your Options? Spain offers a variety of health insurance pla

WHAT SHOULD I BE CONSIDERING TO PROVIDE THE BEST PROTECTION? Planning your private healthcare with a family history of cancer involves a two-pronged approach: consulting with medical professionals to assess your risk and then selecting the right insurance coverage to meet your proactive health needs .  Step 1: Medical Risk Assessment The first step is understanding your specific risk through professional medical advice. Consult your GP: Share your detailed family health hist

DKV SEGUROS Spanish medical policy, it is all in the small print The Imperative of Comprehensive Coverage A medical crisis can strike unexpectedly, bringing with it not only health challenges but also a wave of potentially devastating medical bills. The primary purpose of a medical policy is to shield you from these unforeseen financial calamities. Financial Protection: High-level coverage acts as a robust safety net. It significantly reduces your out-of-pocket expenses when

SPANISH MEDICAL INSURANCES : Article by established Spanish Insurance adviser Francis Payne IMPORTANT WARNING: Coverage of Pre-existing Medical Conditions in Spanish Medical Insurance Policies. Worth noting that 76% of our customers over the age of 55 have an exclusion or two excluded from their policy. However, this does not prevent them from seeing a Specialist under the policy we provide. To Prospective Policyholders, It is critical that you carefully read and understand t

Understanding Your Family Health History My grandfather had degenerative bone problems. His sisters had the same issues. My father also suffers from these conditions. What can I do? My grandmother died of angina. Her brothers all had heart issues, and my mother has angina too. What can I do? There is a history of cancer in my family. I want to do all I can now. What can I do? Do you have a plan of action? Steps to a Healthier Lifestyle Follow a Healthy Diet Focus on a diet ri

When it comes to securing health coverage, finding a plan that fits your unique needs is essential. For Spanish speakers, navigating the healthcare system can sometimes feel overwhelming due to language barriers and unfamiliar procedures. Fortunately, our choice of health plans designed specifically for English speakers offers a choice of solution that combines budgets accessibility, clarity, and comprehensive care. Understanding these specialised plans can empower you to mak

Understanding the Convenio Especial The primary drawbacks of joining Spain's Convenio Especial for healthcare or pension contributions include limited coverage, potential language barriers in the public system, and longer wait times for specialized care compared to private alternatives . Certain services and benefits are explicitly excluded. Healthcare (Convenio Especial de asistencia sanitaria) Limited Coverage The basic agreement provides access to the public health system

VALENCIA. Public healthcare system waiting times in Valencia. In 2022, residents in the Valencian Community waited over three months on average for a specialist appointment, according to Regional government statistics. Data from July 2025 indicated that nationally, the average wait to see a specialist was 140 days (about four and a half months), with wait times for specialists and surgeries reportedly increasing across Spain. Factors affecting wait times. Specialty: The avera

When moving to or living in Spain, understanding your healthcare options is essential. Spain offers a variety of health plans designed to meet different needs and budgets. Whether you are a resident, expatriate, or visitor, knowing how to navigate the healthcare system can save you time, money, and stress. This guide will walk you through the key aspects of Spanish health plans, helping you make informed decisions about your health coverage. Understanding Spanish Health Plans

Navigating health insurance in a foreign country can be challenging. Spain offers a variety of health insurance options tailored to meet diverse needs. Whether you are a resident, expatriate, or frequent visitor, understanding the available Spanish-oriented health plans is essential for securing quality healthcare. This guide provides practical insights into Spanish health insurance, helping you make informed decisions. Understanding Spanish-Oriented Health Plans Spanish-orie

Navigating health insurance can be challenging, especially when language barriers exist. For Spanish speakers, understanding the options and processes related to health insurance is essential for accessing quality healthcare. This guide aims to provide clear, practical information to help Spanish-speaking residents make informed decisions about their health coverage. Health Insurance for Spanish Speakers: What You Need to Know Health insurance is a contract that helps cover m

PUBLIC HEALTHCARE. Is spain's public healthcare experiencing delays? Overview: Yes, Spain's public healthcare system (Sistema Nacional...

Common symptoms of diabetes include increased thirst and urination, unusual hunger, fatigue, blurry vision, and slow-healing sores. Other...

Navigating the Confusion Around Spanish Health Insurance Confusion seems to be rife when it comes to expats and Spanish health insurance. Every week, we speak to people who have arranged a Spanish medical policy but have no idea how the policy works in practice. Some individuals we speak to have had the policy for years and still do not understand how to arrange their regular check-ups or preventative screenings. This article aims to provide clear information to help you deci

Understanding the Importance of Error-Free Applications It is a busy time of year for student visa applications. Submitting applications...

Is travelling abroad exploring the world part of your long term retirement plan? Traveling the world is an exciting adventure that many...

Understanding Your Medical Insurance for Visa Applications Many lawyers may tell you that obtaining a visa with pre-existing exclusions...

Make sure your Spanish medical policy for visa has NO waiting period. As an agency providing Spanish medical insurance policies to many...

CRITICAL ILLNESS POLICY. When your diagnosis is SERIOUS we all look to SPEED up the care we need. With this policy - You and your partner...

Most of us applying for a Spanish visa will look for a low-cost Spanish medical policy. However, we should all be aware that low cost...

Moving to Spain and want the freedom to research and choose any doctor or specialist doctor ? A worldwide medical policy maybe the...

Private hospitals in Spain can and will obtain the authorization from the insurer, but only when they want to do so. They tend to only do...

Recently we have seen a very large increase in US citizens seeking a Spanish medical insurance policy that meets the Spanish visa...

DKV Seguros AUTHORISATIONS Quite easy to do by email - If you are using a DKV network Doctor and the doctor tells you that a treatment...

Arrange your Spanish Life Insurance with DKV SEGUROS Spain. Need a mortgage or maybe looking to provide your next of kin with funds to...

So many expat posts on Spanish Facebook communities scream that they emailed the Insurance company requesting cancellation, and despite...

If you are moving to Spain, we can offer your children under 14 years of age FREE Spanish dental coverage on your policy. A policy that...

Working in the industry, I often refer to Trustpilot reviews to check on how customers are finding their experience with medical...

English Expats to Spanish Insurance Entrepreneurs: The two Brits overcoming Challenges and Achieving Success Introduction: In this...

Tailor Made Healthcare are an English agency for Spanish insurance products. Every year, our agency sells many private health insurance...

ALWAYS ARRANGE A SPANISH INSURANCE VIA AN INSURER'S AGENT Arrange your policy through an English agency that provides ongoing help and...

THE DKV SEGUROS  HOME INSURANCE SPAIN   Why choose a DKV Seguros Buildings Insurance policy ? DKV offer 3 levels of cover for your...

MEDICAL INSURANCE SPAIN - ARE YOU CONFUSED BEFORE YOU INSURE? ASK ANDY OR FRANCIS - (+34) 956 777 905. The biggest and most common issue...

Living in Spain and getting fast medical attention when you need it. Many of us have all been there before where the Doctor indicates...

Tailor Made Healthcare communication to prospective clients regarding immediate medical protection. I am writing to you because you have...

For all things Spanish - ELENA REY DELGADO - GESTOR   Tailor Made Healthcare Solutions: In our dealings with many new arrivals to Spain, particularly on the topic of medical insurance for visas and residency, we often direct customers who seek additional information beyond our insurance scope to recognised experts in many of Spain's Provinces.   For our area on the border of Cadiz and Malaga Provinces (Estepona, Marbella, Sotogrande, La Linea )  in our opinion, there is none

British Amabassador to Spain recently posted The Withdrawal Agreement The Withdrawal Agreement sets out the terms of the UK’s withdrawal...

Tailor Made Healthcare Solutions Spain Reminding our Private Health Insurance customers to get their health checks done regularly. Our...

WILL MY MEDICAL INSURANCE BE THE CORRECT POLICY FOR MY VISA / RESIDENCY APPLICATION For residency the main concern is avoiding a policy...

December 2018 sees the start of our Radio Campaign for Southern Spain The advert emphasises the quality of the insurance cover and the...