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A BUILDINGS AND CONTENTS POLICY SPAIN
Click link below complete quote request form.
Arranging a Spanish home insurance can be an issue particularly if there is a language barrier. Arranging your building and contents through Tailor Made Home Insurance will result in a clear understanding of the policy cover and result in professional advice on establishing the sums insured are correct for your home and those items you cherish.
SPANISH HOME INSURANCE - SUMS INSURED - ARE YOURS CORRECT ?
Most people insure based on sales value of the property. This is incorrect as the sales value includes value of the land the building is on. Our insurers provide an area rebuilding cost table so we can assist you in making sure the rebuilding cost sum insured is correct. Complete our quote request form and we will then guide you toward establishing the correct rebuilding cost.
Why choose a DKV Seguros Buildings Insurance policy?
DKV offer 3 levels of cover for your Spanish buildings and contents insurance, and our agency will assist enquirers to establish correct values based on recognised rebuilding costs tables for every Province in Spain.
We can offer a very comprehensive cover, or perhaps you only want the bare minimum to satisfy the mortgage company.
The DKV home insurance is the only policy in Spain that rewards customers with a NO CLAIMS BONUS for up to 4 years.
Using our English Agency in Spain to arrange your insurance means that you receive a very personal service by phone or email.
SEE WHAT IS INCLUDED IN A HOGAR PLUS POLICY
HOUSEHOLD APPLIANCES: FIXER SERVICE
WHAT DOES IT COVER?
DKV Home Assistance will provide a professional who will cover the call-out expenses and up to five hours of labour costs, for the
repair of mechanical and/or electrical faults of refrigerator, washing machine, dishwasher and television.
REQUIREMENTS:
The manufacturer’s warranty has run out.
The appliance is less than seven years old.
The cause of the damage is exclusively due to an internal operation fault and originated in the device itself.
The request for this service is limited to once per annual period of the insurance policy.
Works not included (examples):
• All appliances that are under the manufacturer’s warranty or are older than seven years.
• Breakdowns caused by abnormal, negligent or inappropriate use of the unit or any type of external origin, as well as wear and tear, corrosion, oxidation, lack of maintenance recommended by the manufacturer or defective previous repairs
HANDYMAN SERVICE
WHAT DOES IT COVER?
It provides professional home assistance for certain installation or maintenance works.
The insured can request this service once for every one-year valid period of the insurance policy, with a maximum of 3 hours of labour costs.
Any type of service or work can be requested at the following DKV Home Assistance phone numbers: 900 810 072 or 976 991 198, 9.00-19.00 (Monday to Friday, not on bank holidays).
The service covers call-out and labour costs. The cost of materials will be borne by the insured person.
Works included (examples of what work you can have done):
• Installation: Shower support and connections, shelves, floor trim, wall corner protector...
• curtain rail fixings
• Window insulation: Fixing glass with silicone
• Repair of internal and external shutters
• Assembly of furniture kits
• Fixing mirrors, pictures, etc
BUILDINGS COVER WHEN YOU ARE RENTING YOUR PROPERTY
A word of warning when arranging your buildings insurance: A residential insurance policy only covers long-term renting.
So if you plan to do short holiday lets or Airbnb, then you need to check with your insurer in writing to ask if the insurance is valid.
Short-term letting is normally treated as a business use, and hence, commercial insurance is needed.
For more information and to arrange a quotation for Spanish buildings and contents cover, contact us a Tailor Made Healthcare Spain. Phone (+34) 956 777 905.