SPANISH PRIVATE HEALTHCARE

Most of us applying for a Spanish visa will look for a low-cost Spanish medical policy.

However, we should all be aware that low cost equates to lower cover.

Spanish Insurers offer some of the lowest-cost private healthcare policies in Europe.

Know that 67% of Spanish medical insurers under their GENERAL terms & conditions exclude cover for serious illness such as cancer and renal issues, and many of these policies will not tick all the boxes for Visa approval.

Many insurers will tell you that yes, cancer is covered, or renal problems are covered, only to discover that the solutions they will provide for treatment are outdated or fall far short of the advanced medical care that the specialists tell you are the solutions for recovery.

Whilst getting the Spanish visa is a priority, the internet is littered with postings by Expats in Spain who went cheap on a medical policy, then slate the Insurer when they do suffer a serious illness and the policy falls far short of the cover they thought it offered.

READ THE EXCLUSION pages in the policy t&c's.

You will soon see that the more the policy costs, the fewer exclusion pages there will be.

Most taking a policy for a visa will opt for the NETWORK type medical insurance policy.

The better NETWORK insurers with the better levels of medical cover will have larger medical networks and offer you the choice of doctors.

The better Network Insurers will have the option to get treated with more advanced medical technology and particularly for serious illnesses.

So yes,, you can save 200€ to 300€ a year but often at the price of your health, as none of us are getting any younger and inevitably we all will need the best possible medical care we can get.

If you are interested in talking through the advantages of a private medical policy or perhaps voicing any concerns you may have about healthcare and moving to Spain, then give us a call.

Maybe check out the GOOGLE REVIEWS for Tailor Made Healthcare Spain first.

Francis Payne

Tailor Made Healthcare Spain.

tel. (+34) 956 777 905