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BUILDINGS & CONTENTS INSURANCE FOR MY HOME IN SPAIN

THE DKV SEGUROS  HOME INSURANCE 

Why choose a DKV Buildings policy ?

DKV offer 3 levels of cover for your Spanish buildings and contents insurance and our agency will assist enquirers to establish correct values based on recognized rebuilding costs tables for every Province in Spain.

We can offer a very comprehensive cover or perhaps you only want the bare minimum to satisfy the mortgage company.

The DKV home insurance is the only policy in Spain that rewards customers with a NO CLAIMS BONUS for upto 4 years.

Using our English Agency in Spain to arrange your insurance means that you receive a very personal service by phone or email.

SEE WHAT IS INCLUDED IN A HOGAR PLUS POLICY

HOUSEHOLD APPLIANCES: FIXER SERVICE

 

WHAT DOES IT COVER?

 

DKV Home Assistance will provide a professional, will cover the call-out expenses and up to five hours of labour costs, for the

repair of mechanical and/or electric faults of refrigerator, washing machine, dishwasher and television.

 

REQUIREMENTS:

 

The manufacturer’s warranty has run out.

The appliance is less than seven years old.

The cause of the damage is exclusively due to an internal operation fault and originated in the device itself.

 

The request for this service is limited to once per annual period of the insurance policy.

 

Works not included (examples):

 

• All appliances that are under the manufacturer’s warranty or are older than seven years.

 

• Breakdowns caused by abnormal, negligent or inappropriate use of the unit or any type of external origin as well as wear and tear, corrosion, oxidation, lack of the maintenance recommended by the manufacturer or defective previous repairs

 

HANDYMAN SERVICE

 

WHAT DOES IT COVER?

 

It provides professional home assistance for certain installation or maintenance works.

 

The insured can request this service once for every one-year valid period of the insurance policy, with a maximum of 3 hours of labour costs.

 

Any type of service or works can be requested in the following DKV Home Assistance phone number: 900 810 072 or 976 991 198, 9.00-19.00 (Monday to Friday, not on bank holidays).

 

The service covers call-out and labour costs. The cost of materials will be borne by the insured person.

 

Works included (examples of what work you can have done):

 

• Installation: Shower support and connections, shelves, floor trim, wall corner protector...

• curtain rail fixings

• Window insulation: Fixing glass with silicone

• Repair of internal external shutters

• Assembly of furniture kits

• Fixing mirrors pictures etc

 

BUILDINGS COVER WHEN YOU ARE RENTING YOUR PROPERTY

A word of warning when arranging your buildings insurance - A residential insurance policy only covers Long Term renting .

So if you plan to do short holiday lets or airbnb then you need to check with your insurer in writing to ask if the insurance is valid.

Short term letting is normally treated as a business use and hence a commercial insurance is needed.

Tailor Made Healthcare Spain for more information (+34) 956 777 905


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