SPANISH MEDICAL INSURANCES : Article by established Spanish Insurance adviser Francis Payne IMPORTANT WARNING: Coverage of Pre-existing Medical Conditions in Spanish Medical Insurance Policies. Worth noting that 76% of our customers over the age of 55 have an exclusion or two excluded from their policy. However, this does not prevent them from seeing a Specialist under the policy we provide. To Prospective Policyholders, It is critical that you carefully read and understand t

Understanding Your Family Health History My grandfather had degenerative bone problems. His sisters had the same issues. My father also suffers from these conditions. What can I do? My grandmother died of angina. Her brothers all had heart issues, and my mother has angina too. What can I do? There is a history of cancer in my family. I want to do all I can now. What can I do? Do you have a plan of action? Steps to a Healthier Lifestyle Follow a Healthy Diet Focus on a diet ri

When it comes to securing health coverage, finding a plan that fits your unique needs is essential. For Spanish speakers, navigating the healthcare system can sometimes feel overwhelming due to language barriers and unfamiliar procedures. Fortunately, our choice of health plans designed specifically for English speakers offers a choice of solution that combines budgets accessibility, clarity, and comprehensive care. Understanding these specialised plans can empower you to mak

Understanding the Convenio Especial The primary drawbacks of joining Spain's Convenio Especial for healthcare or pension contributions include limited coverage, potential language barriers in the public system, and longer wait times for specialized care compared to private alternatives . Certain services and benefits are explicitly excluded. Healthcare (Convenio Especial de asistencia sanitaria) Limited Coverage The basic agreement provides access to the public health system

VALENCIA. Public healthcare system waiting times in Valencia. In 2022, residents in the Valencian Community waited over three months on average for a specialist appointment, according to Regional government statistics. Data from July 2025 indicated that nationally, the average wait to see a specialist was 140 days (about four and a half months), with wait times for specialists and surgeries reportedly increasing across Spain. Factors affecting wait times. Specialty: The avera

When moving to or living in Spain, understanding your healthcare options is essential. Spain offers a variety of health plans designed to meet different needs and budgets. Whether you are a resident, expatriate, or visitor, knowing how to navigate the healthcare system can save you time, money, and stress. This guide will walk you through the key aspects of Spanish health plans, helping you make informed decisions about your health coverage. Understanding Spanish Health Plans

Navigating health insurance in a foreign country can be challenging. Spain offers a variety of health insurance options tailored to meet diverse needs. Whether you are a resident, expatriate, or frequent visitor, understanding the available Spanish-oriented health plans is essential for securing quality healthcare. This guide provides practical insights into Spanish health insurance, helping you make informed decisions. Understanding Spanish-Oriented Health Plans Spanish-orie

Navigating health insurance can be challenging, especially when language barriers exist. For Spanish speakers, understanding the options and processes related to health insurance is essential for accessing quality healthcare. This guide aims to provide clear, practical information to help Spanish-speaking residents make informed decisions about their health coverage. Health Insurance for Spanish Speakers: What You Need to Know Health insurance is a contract that helps cover m

PUBLIC HEALTHCARE. Is spain's public healthcare experiencing delays? Overview: Yes, Spain's public healthcare system (Sistema Nacional...

Common symptoms of diabetes include increased thirst and urination, unusual hunger, fatigue, blurry vision, and slow-healing sores. Other...

Navigating the Confusion Around Spanish Health Insurance Confusion seems to be rife when it comes to expats and Spanish health insurance. Every week, we speak to people who have arranged a Spanish medical policy but have no idea how the policy works in practice. Some individuals we speak to have had the policy for years and still do not understand how to arrange their regular check-ups or preventative screenings. This article aims to provide clear information to help you deci

Understanding the Importance of Error-Free Applications It is a busy time of year for student visa applications. Submitting applications...

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Understanding Your Medical Insurance for Visa Applications Many lawyers may tell you that obtaining a visa with pre-existing exclusions...

Make sure your Spanish medical policy for visa has NO waiting period. As an agency providing Spanish medical insurance policies to many...

CRITICAL ILLNESS POLICY. When your diagnosis is SERIOUS we all look to SPEED up the care we need. With this policy - You and your partner...

Most of us applying for a Spanish visa will look for a low-cost Spanish medical policy. However, we should all be aware that low cost...

Moving to Spain and want the freedom to research and choose any doctor or specialist doctor ? A worldwide medical policy maybe the...

Private hospitals in Spain can and will obtain the authorization from the insurer, but only when they want to do so. They tend to only do...

Recently we have seen a very large increase in US citizens seeking a Spanish medical insurance policy that meets the Spanish visa...