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Make sure that all your Health Care needs in Spain are addressed with expert advice by turning toTailor Made Healthcare Solutions.

Our aim is to deliver high-quality services in a prompt and professional manner.

To stay updated on developments, visit our blog today.

You may also get in touch with us via phone on (0034) 956 777 905 

We are very happy to pre-book a phone call at your convenience


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Brexit & Covid19 - care for damaged organs

Posted on 24 March, 2020 at 20:00 Comments comments (0)


Tailor Made Healthcare communication to prospective clients regarding immediate medical protection.

I am writing to you because you have been in contact with us about medical care insurance.

The Spanish public health service is overwhelmed and has cancelled virtually all none urgent treatments and appointments. The 2019 national average waiting time for non urgent operations in Spain is 8 months. You get a date after seeing Doctor, referred to Specialist, wait for scans andrebook specialist, then finally you get to book the surgery.


For many these none urgent operations and treatments are important for quality of life and when things eventually return to some sort of normality the same people will once again face a long wait, likely to be much longer than last year.

 

Whilst the word ´Brexit¨ has temporarily fallen into small significance many British have yet to arrange their residency and perhaps have decided to wait for their local Police stations that closed down for the Covid19 crisis to eventually re-open and  only at that point will they then take out the obligatory private health policy.


So please consider this and let me know if you think it is a good move;


You know you need a policy for residency this is inevitable and  we are all worried about Covid19 so maybe today is the time to act .

Read this article to see what the virus will do to organs and think about the long term affects and treatments that maybe needed for those who have had a serious attack and ended up in hospital.

This article by the National Geographic with facts from Wuhan China explains how the Corona virus attacks the organs, not just lungs and makes it very clear of damage it can cause internally that for many will necessitate long term ongoing medical care.

Click link - www.nationalgeographic.com/science/2020/02/here-is-what-coronavirus-does-to-the-body/ 


So you need the insurance for residency so perhaps with  heightened risk of the virus, taking out insurance today is smart thing to do.


Do not wait for a residency appointment, you know you have to have a policy so get protected today ensuring you can get fast easy access to medical treatment in the future.


It is no good trying to get a medical insurance after you are ill as you know all insurance companies exclude pre-existing conditions and if you suffer serious organ damage there is the risk that you will not get insurance at all.


Even when we are back on the streets hopefully in the not too distant future, this virus will remain a threat and until a vaccine / antivirus has been established we should all look for the best possible medical options for our families and the future.


So the message is if you need it for Brexit get it now do not wait to arrange medical insurance.


Please take the time to share this with friends or family and pass the National geographic article link to them as we should all be aware of the potential after affects from Covid19.

Regards

Francis Payne

Tailor Made Healthcare Solutions Spain

A QUESTION OF PRICE - PRIVATE HEALTH INSURANCE

Posted on 26 February, 2020 at 9:15 Comments comments (0)

 

BUYER BE AWARE SHOPPING AROUND SPAIN FOR A MEDICAL INSURANCE

When shopping for low price medical insurance the main thing to be aware of in Spain is that with medical insurance you get what you pay for.

 

In the insurance world looking at the more affordable network policy there are 3 medical insurance companies who have a category 1 rating for the highest level of cover.

 

They are DKV, Sanitas & AXA all three provide the least exclusions and virtually no limitations on treatment cost.

When you compare an insurance policy you need to compare like for like and these three have virtually similar levels of cover and normally similar prices. You must choose one of these to get the best policy available in Spain for network insurance.

 

There are many lower cost options in Spain for a network insurance and you may not be aware that 67% of them offer no cancer screening or cover. Consider that 48% of Spanish medical insurers will show a clause stating that transplant surgery is included and people accept this believing in the event they need any sort of transplant, be it organ or even skin graft, that it is completely  covered. Well yes the surgery is covered but the actual donor tissue or organ is in the small print as not covered and the customer then has to pay for it.

 

Then there are many insurers in the mid range policies who simply add in far too many restrictions. Clauses that state you can have 36 physios in a year . Yet if you have a serious accident and need long term physical rehabilitation you may need physio 2 or 3 times a week for many many months or maybe a year. Again be awre that a mid level network insurer will have a smaller network and usually control who you see, when you need a specialist picking one out for you as opposed to letting you choose from a list. They will insist you always see a general doctor first and get a referral to see a specialist and send you on a very long journey to find one.

 

These are just some of the many examples

 

With a category 1 insurer  there will be no limit on treatment cost, the policy provides all treatment necessary until rehabilitated.

DKV  have the largest network of medical facilities across Spain and without any permission needed, you can choose from a list and book a Specialist direct. Also if you are not happy with a Doctor or a Specialist with the DKV policy you can book a second opinion and again no permission needed.

 

The DKV Professional Integral Policy is the insurance for people who simply need a policy that gives the highest possible level of care.

 

So yes there are many cheaper options but the fact is you are not getting the best level of cover.

Tailor Made Healthcare Solutions are the no.1 exclusive agent for DKV Seguros. Please contact us for more details 

tel: 956 777 905 


Elena for all things Spanish

Posted on 21 February, 2020 at 7:00 Comments comments (0)

For all things Spanish

 

Tailor Made Healthcare Solutions:

In our dealings with many new arrivals to Spain particularly on the topic of medical insurance for visas and residency we often direct customers who seek additional information beyond our insurance scope to recognized experts in many of Spain's Provinces.

 

For our area on the border of Cadiz and Malaga Provinces (Estepona Marbella Sotogrande La Linea)  in our opinion there is none better than Elena Rey Delgado. We asked Elena to provide some insight into her working life assisting foreigners in Spain.


 

Elena:

I have relocated myself twice to UK and twice back to Spain. Initially as a single person and eventually with a family of 4, and hence from my experiences of re-settlement I am well versed in the needs, emotions and complications that new arrivals and for those already here now seeking to commit to Spain experience.  My remit on a daily basis is to make all necessary arrangements  to move their plans and aspirations forwards.

I am very aware for new comers how daunting the whole “moving to another country” situation is, and I am here to help you every step of the way.

Dealing with bureaucracy is never easy, particularly when in another language. However paperwork cannot be left for “mañana” when you move to another country and particularly to Spain. Spain is a country where things go smoothly once the paperwork is in place.

From appointments and applications for NIE, Visa to Residencia, then registering your kids at school and organizing your autonomo (self employment) social security, arranging the exchange of your driving license and your car plates, or getting your criminal record check for your new job, I can deal with it all and guide you through the process.

 

I know how to do it, where to go, and also when to do it.

Contact Elena - 

 

tel: 0034 622 82 4343

email: [email protected]


BREXIT WITHDRAWAL AGREEMENT

Posted on 11 February, 2020 at 8:05 Comments comments (0)

British Amabassador to Spain recently posted

The Withdrawal Agreement

The Withdrawal Agreement sets out the terms of the UK’s withdrawal from the EU and provides for a deal on citizens’ rights.

It sets out a transition period which lasts until 31 December 2020. During this time you can continue to live, work and study in the EU broadly as you did before 31 January 2020.

 

If you are resident in Spain at the end of the transition period, you will be covered by the Withdrawal Agreement, and your rights will be protected for as long as you remain resident in Spain.

 

Any rights that are not covered by the Withdrawal Agreement will be the subject of future negotiations.

 

In the meantime, make sure you are registered as a resident in Spain.

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Residency and Healthcare

Tailor Made Healthcare Solutions have dealt with every scenario possible across all Provinces of Spain responding to individual requests where the requirements may some times differ between Provinces and Police stations, you name it we have heard it all. 

Make sure your medical insurance suitable for residency the DKV policy we can  offer is the one that provides all the required parts that qualify it for the residency application as follows:

 

1. Medical network across all of Spain

2. Primary care

3. Specialists

4. Hospitalization

5. No copago (no policy excess)

6. Treatment with no cost limitation

7. Contractually renewable and  Annually renewable (you can still pay monthly in majority of Provinces)

8. Recommended: we provide carta de garantia from the Insurer summarizing the relevant requirements


Your not getting any younger start regular checks

Posted on 13 December, 2019 at 8:30 Comments comments (1)

Tailor Made Healthcare Solutions Spain

 

Reminding our Private Health Insurance customers to get their health checks done regularly.

Our clients can bypass the GP and book a Specialist direct and no permission needed.

 

So if your living in Spain and have our DKV policy all preventative checks and testing are included. Why not ring the Cardiologist and book yourself in for a heart test or contact your nearest Private Doctor and arrange blood & urine tests. Suspicious looking lumps, bumps moles with this policy contact the dermatologist direct and book yourself in. We should all be looking to detect health issues early.

 

You never have to worry about understanding the policy or dealing with a Spanish insurer because you have an English agency who actually do help you through all the systems and processes for the life of the policy.

If your not happy with a diagnosis or did not like the Doctor / Specialist then simply contact another and get a second opinion, no permission needed.

 

 

With the DKV Integral policy to arrange a consultation with a doctor or a specialist you simply book and attend with your medical card, Its as easy as that and you never have to pay any money up front the Insurer settles your costs direct with the medical facility.

 

 

If you would like more information on our comprehensive medical insurance cover for Spain then call

Andy or Francis

Tailor Made Healthcare Solutions

tel: 956 777 905 our office is open Monday to Friday 1030am to 1630pm or click on learn more below to go to our web page.

 

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Tailor Made Healthcare Spain on google reviews.


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